809 Maley St Daytona Beach, FL 32114
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About this home
Bank Approved Price - Welcome to your new oasis in sunny Daytona Beach! This 3-bedroom, 2-bathroom home offers the perfect blend of comfort and style, featuring a spacious interior with an inviting outdoor atmosphere. As you step inside, you'll be greeted by an open and airy living space. The well-appointed kitchen boasts modern appliances and ample counter space, making meal preparation a breeze. But the real gem of this property is the backyard. The fully fenced-in yard offers a private haven for outdoor enjoyment. Imagine hosting summer barbecues, relaxing under the stars, or simply soaking up the Florida sunshine in this amazing space. Whether you’re a garden enthusiast, an entertainer, or just love having room to roam, this backyard is sure to impress. Conveniently located near Daytona Beach’s renowned attractions, schools, and shopping, this home combines a serene living environment with easy access to everything you need. Don’t miss the opportunity to make this dream home your reality. Schedule your showing today and experience the best of coastal living!
Source: STELLAR #FC302950
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.