809 Marlin Ct Murrells Inlet, SC 29576
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About this home
Adorable Coastal Home in Salters Cove – East of Highway 17! This thoughtfully updated single-level home is located in the highly desirable Salters Cove community of Murrells Inlet/Garden City, South Carolina, just a quick golf cart ride to the beach. The bright and spacious living room flows seamlessly into the dining area, creating the perfect space for gatherings. The kitchen offers plenty of cabinetry, modern appliances, and updated fixtures, designed with both function and style in mind. A split-bedroom floor plan ensures comfort and privacy. The primary suite features its own ensuite bath and direct access to the backyard, while two additional bedrooms and a full bath down the hall provide flexible living space for guests, or even a home office. The laundry room is conveniently positioned just off the kitchen and hall. Recent updates include a newer roof, windows, flooring, appliances, fixtures, and lighting. The water heater has been replaced, and the HVAC system was installed this summer, offering peace of mind for years ahead. The fenced backyard is one of the largest in Salters Cove—perfect for entertaining, relaxing, or creating your ideal outdoor retreat. Community amenities include a clubhouse, resort-style pool, tennis and pickleball courts, playground, shuffleboard, and a peaceful fishing pond. With area beaches, grocery stores, dining, entertainment, and the iconic Garden City Pier just minutes away, this home offers the best of coastal living in a prime location. Measurements are not guaranteed. Buyer is responsible for verifying.
Source: MYRTLEBEACH #2518072
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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