8094 Majestic Cypress Dr Milton, FL 32583
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About this home
Welcome to your stunning craftsman-style 4-bedroom, 3-bath home, situated on just over half an acre in The Preserve. This home features a spacious 3-car garage with ample parking and a covered back patio perfect for outdoor gatherings. Inside, you're greeted by a modern aesthetic of greys, neutrals, and whites, enhancing the home’s clean, contemporary feel. The large foyer seamlessly flows into an open living area with both a breakfast nook and a formal dining space—ideal for hosting. The split floor plan balances privacy and open living, making it perfect for entertaining. The kitchen stands as a centerpiece with granite countertops, stainless steel appliances, a breakfast island bar, and a walk-in corner pantry. Adjacent is a private laundry room with convenient access to the oversized garage. Beautiful wood-look luxury vinyl flooring extends throughout the main areas and bedrooms. The front bedrooms boast generous closets and easy access to a guest bath. The third bedroom, set apart from the others, doubles as an ideal guest suite or office, featuring its own bathroom for added privacy. The master suite is a retreat of its own, complete with tray ceilings, abundant natural light, a spacious walk-in closet, dual vanities with granite countertops, a walk-in shower, and a soaking tub. Step outside to enjoy the covered porch and expansive backyard—perfect for outdoor living or even adding a pool. The property includes a large yard building for additional storage. With sewer connections, space for an RV or boat, and solar panels installed in 2021 for low energy bills, this home blends comfort, practicality, and modern efficiency. Don’t miss the chance to own this like-new, move-in ready gem.
Source: PENSACOLA #655002
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.