$450,000

81 Humboldt Dr Livermore, CO 80536

$1,703/mo at 6.5%
Unlock a lower rate & save over $100K.

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

Escape to the calm of the Glacier View Meadows in Livermore, where this mountain retreat sits on more than 1 acre of land surrounded by nature and adventure. Move-in ready with thoughtful updates from top to bottom, this single-level home has been completely renovated with modern finishes, making it easy to settle in right away. Inside, fresh paint and brand-new flooring give every room a crisp, clean feel. The main living area features a wood-burning fireplace that gives the home that warm, inviting mountain cabin atmosphere. You'll love the updated kitchen, complete with new stainless steel appliances, granite countertops, white cabinetry, and a subway tile backsplash. A spacious center island with seating comfortably accommodates casual meals, and a separate pantry offers plenty of storage. Three bedrooms line the hallway, with the primary suite boasting a walk-in closet and a spa-like 5-piece ensuite featuring a freestanding soaking tub and a glass-enclosed shower. Step outside to your own outdoor oasis with a raised deck and cozy firepit area. Surrounded by tall pines and the occasional wildlife visitor, it's the perfect setup for grilling, storytelling, and stargazing. Spend your mornings fishing with Crellin Lake just a short walk away, or enjoy leisurely strolls on nearby trails that wind through some of the region's most scenic terrain. The Glacier View Meadows community is packed with outdoor perks. Bordered by national forest land and featuring three stocked ponds, there's no shortage of space to hike, fish, hunt, or simply explore the wilderness that surrounds you. Despite its secluded vibe, the property resides just 45 minutes from Fort Collins, providing easy access to shopping, dining, and entertainment. Updates include new siding, roof, garage door, tankless hot water heater, outdoor shed, upgraded electric panel, and more. Whether you're looking for weekend getaways or year-round serenity, this place is ready to impress.

3 bedroom
2 bathroom
1,352 sqft
1.63 acres
Single Family
Built in 1985
2 car garage

Source: RECO #IR1037392


Loan details
Loan type
Remaining balance
Remaining term
Neighborhood


FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Nov 04, 2025 10:37 am
Listing agent: Rob Kittle
Listing provided courtesy of: Kittle Real Estate (970) 460-4444
Details provided by RECO and may not match the public record.
MLS ID: #IR1037392
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Everystate are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.
The information contained in this publication is subject to change without notice. METROLIST, INC., DBA RECOLORADO MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. METROLIST, INC., DBA RECOLORADO SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.
PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.