81 Straphmore Dr Haines City, FL 33844
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About this home
NO LOT RENT! Location, location, location….this beautifully updated double-wide home sits on a scenic pond with a water fountain and a view of the 10th hole! Live the retirement lifestyle you’ve earned in the highly sought-after 55+ gated golf community of Sweetwater Golf & Tennis Club, where ownership begins at age 50. Here, you own the land and a share in the community, giving every resident a voice. This amenity-rich community features an 18-hole golf course for just $5 per round, a Pro Shop, tennis, pickleball, shuffleboard, horseshoes, bocce ball, a heated swimming pool, hot tub, and fitness center. The private pub and clubhouse include a craft room, library, and host a variety of social activities like billiards, bingo, card games, and community dinners. Enjoy fishing and boating on 800+ acre Lake Henry, with optional boat storage at the community dock. Inside the home, you’ll find 2 bedrooms, 2 full bathrooms, and a separate workshop perfect for storage or hobbies. The seller has poured love into the property, with upgrades including a new electrical panel, 2023 HVAC system, luxury vinyl plank flooring throughout, new appliances, ceiling fans, and toilets. The home is being sold fully furnished, and with a full-price offer, the seller will include the ICON golf cart...so you can start enjoying the community in style! With a low HOA of just $365/month covering cable, internet, water, sewer, and trash (just pay electric and taxes), this is affordable retirement living at its best. Located only 8 miles from AdventHealth Heart of Florida Hospital and within 5 miles of Publix, Winn-Dixie, Walmart, dining, and shopping, this home offers the perfect blend of comfort, convenience, and community. Schedule your showing today and start living the lifestyle you deserve!
Source: STELLAR #P4935200
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.