811 Camberwell Rd Simpsonville, SC 29680
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About this home
CONVENIENT POPULAR LOCATION! LOVELY COMMUNITY w/POOL ! PRIVACY-FENCED BACKYARD! LARGE 5 BR 3 BA + RECROOM HOME! GOOD SCHOOL CHOICES! GREAT PRICE FOR ALL! POPULAR SIMPSONVILLE AREA, the way GREENVILLE has been growing for years! Located just off the I-385, this desirable neighborhood is also just minutes from the abundant and growing Simpsonville newer shopping area, as well as the quaint downtown Simpsonville shops/eateries. The beautiful inviting Heritage Park with relaxation and/or events is also just a few minutes away. The interstate takes you quickly to GREENVILLE'S most popular Woodruff Road shopping, with another 7 minutes+- into DOWNTOWN GREENVILLE, for its famous restaurants, festivals and other entertainment. As well the I-85 gives easy access to Greenville/Spartanburg International Airport, as well as other major Upstate areas such as Spartanburg, Anderson and the lake or mountain areas. Tranquil Victoria Park neighborhood has been designed for all to relax and enjoy, complete with sidewalks, community pool and playground (no need to worry about installing an inground pool). The lovely one-owner home itself is larger than it may appear from exterior, with its 5 bedrooms, 3 bathrooms, plus a rec room area. The open living and dining areas give opportunity for wonderful family/entertainment time, complete with the ambience of a gas-log fireplace. There is a bedroom and full bathroom on this main level, but affording other options for a home office, playroom, or music room. The large upstairs owner's suite is ensuite to a luxurious bathroom with soaking tub, dual vanity sinks and separate shower. This wonderful one-owner home has been freshly painted throughout, ready for the next owner to move in. There are good schools, public and private nearby. What a GREAT PRICE for this lovely home, with a "SPACE" for EVERYONE and EVERYTHING a family might need! (If SF is important to buyer, buyer must verify.)
Source: GREENVILLESC #1573625
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.