811 Green Pastures Dr Cedar Hill, TX 75104
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About this home
Seller Concession of $3000 with full listing offer. Welcome to Your Dream Home! This stunning, completely remodeled 1972 home is a true gem, offering modern amenities and timeless charm. Featuring 4 spacious bedrooms and 3 full bathrooms, this home has been meticulously updated to meet all your needs. Step inside to discover new tile floors and new carpet in three of the bedrooms, providing a fresh and inviting atmosphere. The open and spacious living room boasts a beautiful tile accent wall with an electric fireplace, perfect for cozy evenings. The heart of the home, the kitchen, is a chef's delight with new kitchen cabinets, a massive granite island, a new gas stove, and a dishwasher. The elegant backsplash adds a touch of sophistication. Enjoy the view of the front yard with mature trees through the new kitchen window. Additional updates include a new weight-bearing beam, new plumbing, new light fixtures throughout the home, and two new windows added to the home. The bathrooms have also been upgraded with new vanities, mirrors, and modern finishes. Outside, you'll find mature trees providing shade and privacy. The side gate entrance leads to a detached 2-car garage, which can also be used to create a she shed or mancave. Located just 1 block away from Highway 67, this home offers easy access to shopping and dining, making it the perfect blend of convenience and comfort. Owned by a proud veteran, this home is ready to welcome its new owners. Don't miss out on this incredible opportunity to own a beautifully remodeled home in a prime location!
Source: NTREIS #20813130
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.