811 Grove Park Ave Tampa, FL 33609
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About this home
Pre-Construction. To be built. Introducing an ultra-rare new luxury residence situated in the highly coveted Beach Park Isles neighborhood on an oversized 100x120’ lot by Baywalk Custom Homes. This two-story, all-block construction estate will offer approximately 6,200 square feet of living space with 5 bedrooms, 6 full baths, and a 4-car tandem garage, along with a resort-style pool, spa, and outdoor kitchen. Estimated completion: Winter 2026. Step through the grand foyer into a spacious open-concept living area centered around a gas-burning fireplace and a chef’s kitchen equipped with a professional Thermador appliance suite. Premium design elements include 42” upper cabinets with under-cabinet lighting, marble countertops, a large center island with bar seating, and a casual dining nook overlooking the lanai, pool, and spa. The first floor also features a formal dining room, den, mudroom, game room, and a generously sized guest suite with a full bath and walk-in closet—ideal as a second primary suite for visiting family or friends. Upstairs, the expansive primary suite includes a private sitting area, spa-style bath, and huge walk-in closet. The upper level also offers three additional bedrooms, a gym/bonus room, and a second laundry room for added convenience. All bedrooms feature custom closet systems. Outside, the backyard oasis showcases a covered lanai with tongue-and-groove ceiling and travertine flooring, a fully equipped outdoor kitchen, saltwater pool and spa, and a professionally landscaped, fenced yard.
Source: STELLAR #TB8437690
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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