8111 Brickleton Woods Ave Gibsonton, FL 33534
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About this home
Pulling up to this two story home you will notice the fresh new exterior paint along with new grass and landscaping. Entering into the home you will notice the new laminated vinyl floor only weeks old. Large windows allow natural light from all corners of the house. The open floor plan allows for full daily life functions or to entertain large groups with ease. The home offers a bedroom adjacent to the full bathroom on the first floor great for in-laws or guests. Kitchen has a large Granite island with abundant cabinet space for all of your cookware and storage needs. Heading upstairs you find a large bonus room, laundry room, Master and the additional rooms. Welcome to Gibsonton's Carriage Point located only minutes from downtown Tampa Bay! This neighborhood features a Community Pool for residents to relax and enjoy the Florida sunshine. Features also include, Tennis Courts for active residents who enjoy playing tennis and basketball courts. Another option for active recreation are the walking trails for those who enjoy a leisurely stroll or jog. The Clubhouse is a central gathering place for community events and social interaction. There is also a Fitness Center for residents who want to maintain their fitness goals and a large Playground For families to enjoy. This is a solar home very low electric bills monthly. Assumable FHA loan. . This home is easy to show! Come check it out.
Source: STELLAR #TB8392322
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.