8115 King Arthurs Ct Manassas, VA 20112
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About this home
Kitchen light fixtures being replaced this week! Carved into the corner lot of the beginning of a quiet cul-de-sac sits a home that feels like a retreat from the everyday. From the moment you arrive at 8115 King Arthurs Court, you sense the privacy, the light filtering through the trees, and the quiet hum of a property that has been cared for and thoughtfully renewed. Step inside and you’re greeted by vaulted ceilings and walls of windows that frame the wooded views outside. Sunlight dances across the hardwood floors, leading you toward a striking stone fireplace that anchors the living space. The layout is open and airy, perfect for hosting friends, sharing meals, or simply enjoying a slow morning with coffee in hand. The kitchen has been beautifully updated with stainless steel appliances, granite countertops, and a convenient breakfast bar that connects to a lofted space ideal for a home office, creative nook, or reading lounge. From here, sliding doors open to a wide upper deck where you can dine under the canopy of mature trees or unwind at sunset. Downstairs, the lower level expands your living area with an additional gathering space and walkout access to a second deck overlooking the fully fenced backyard. The property itself spans nearly an acre, with a gazebo tucked among the trees and plenty of room to garden, play, or simply enjoy the serenity of your own private retreat. Over the past year, the home has received a series of thoughtful updates including a new roof, refreshed deck stairs, vapor barriers replaced in the crawlspaces, fresh paint, updated flooring, and renewed landscaping. Everything has been done with care, ensuring this home is truly move-in ready. What makes this opportunity even more exceptional is the assumable FHA loan available to qualified buyers at 2.75% interest with a balance of approximately $420,000. In today’s higher-rate environment, this loan can provide significant savings and immediate financial peace of mind, letting you invest in your future rather than interest. With approximately 2,600 square feet of finished living space, three bedrooms, and three and a half baths, there’s room for everyone to feel at home. The oversized two-car garage, paved driveway, and no HOA add everyday convenience and flexibility. And with easy access to commuter routes, shopping, and highly rated schools, you’ll find the perfect blend of privacy and proximity. 8115 King Arthurs Court isn’t just a house. It’s a story of care, comfort, and opportunity. A place where the details have been handled, the financing is favorable, and the next chapter is ready to be written. All that’s missing is you.
Source: BRIGHT #VAPW2106320
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.