8119 Green Hill Dr Salado, TX 76571
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About this home
Welcome to this spacious and elegant home nestled in the serene beauty of Salado. Situated on a sprawling half-acre lot, this three-bedroom, 2 1/2 bath residence boasts a thoughtful open floor plan that seamlessly blends functionality with comfort. Plus, with no carpet throughout, maintenance is a breeze, allowing you to spend more time enjoying the comforts of home. As you enter, you’re greeted by an inviting atmosphere accentuated by the abundance of natural light flooding through the large windows. The heart of the home is the expansive kitchen, perfect for culinary enthusiasts, featuring ample counter space, modern appliances, and two dining areas ideal for entertaining guests or enjoying family meals. The primary bedroom is a luxurious retreat, offering generous space and tranquility. Pamper yourself in the en-suite primary bath, complete with a spacious walk-in shower, indulgent garden tub, and dual sinks, creating a spa-like experience right at home. With a three-car garage, there’s plenty of room for parking and storage. Step outside to discover the enchanting outdoor space, complete with an outdoor kitchen, perfect for alfresco dining and enjoying the mild Salado evenings. Conveniently located close to downtown Salado and I-35, this home offers easy access to shopping, dining, and entertainment while still maintaining a peaceful and quiet neighborhood ambiance. Don’t miss your chance to experience the epitome of suburban luxury living in the charming Salado area.
Source: CENTRALTEXAS #586268
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.