812 Eaglewood Dr Zionsville, IN 46077
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About this home
Enjoy the freedom of no HOA on this private, wooded, one-acre property with a stunning outdoor garden oasis and large detached 3 car garage with finished workshop space in Zionsville! This spacious 4 bedroom, 3.5 bath home offers nearly 3,000 square feet of living space, including your choice of primary suites-one on the main level with dual closets and an upgraded bath and one on the upper level with dual closets and a its own private bath. Enjoy the updated kitchen that opens to a charming dining room bathed in natural light with vaulted pine beadboard ceiling. A cozy family room with a gas fireplace is perfect for relaxing year-round. The main level den can be used as a dedicated home office with built-in cabinets. Upstairs, you'll find two additional bedrooms, and a full bath-plenty of space for everyone. The stunning backyard is a private retreat featuring a serene pond with cascading waterfall, stone patio area with string lights, a custom built firepit and a pergola with a swing. Whether you are a car enthusiast, hobbyist, or small business owner, you will love the oversized 3-car garage with a finished workshop-complete with 220V wiring, wood storage racks, pegboards, shelving, and plumbing for dust collection. Recent updates include: HVAC, sump pump, and storage shed. A serene, country setting with no compromise on convenience-close to Zionsville's highly desired 4-star schools and just moments from the interstate.
Source: MIBOR #22050128
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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