812 Nicosia Ct Leander, TX 78641
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About this home
Behind the Gates of Marbella: Where Security, Style & Smart Financing Meet Welcome to 812 Nicosia Court — a sanctuary of calm within the private, gated community of Marbella. Here, elegance meets peace of mind, and an extraordinary 2.875 % VA/FHA assumable loan makes luxury living surprisingly attainable. Step inside nearly $100,000 in elegant upgrades that elevate every detail. The Jefferson floor plan by GFO Homes opens with a private study — your quiet workspace, creative retreat, or guest suite — perfectly placed just off the entry. Beyond, soaring ceilings and designer lighting frame a sun-filled living area where a chef’s kitchen gleams with quartz countertops, gas cooktop, built-in oven, and an oversized island made for gathering. Your spa-inspired primary suite invites indulgence: dual walk-in closets, freestanding tub, frameless glass shower, and dual vanities. Secondary bedrooms share a Jack-and-Jill bath, while thoughtful touches such as SaferRacks garage storage and energy-efficient design add daily comfort. Outside, a covered patio opens to a peaceful backyard — ideal for coffee at dawn or laughter after sunset, all within the security of Marbella’s gates. Located less than a mile from Rouse High School and minutes from 1890 Ranch, The Parke, and Lakewood Park, this home blends privacy with convenience. Gated. Upgraded. Intelligently Financed. With its rare 2.875 % assumable VA/FHA loan, 812 Nicosia Court is more than a luxury home — it’s a brilliant investment in your lifestyle and peace of mind.
Source: ACTRIS #7839347
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.