812 Viscount St Brandon, FL 33511
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About this home
MOTIVATED, MOTIVATED SELLER!! PRICE IMPROVEMENT due to the Holidays are around the corner. I am ready to be decorated. Step into the lifestyle you've been dreaming of in the coveted, gated community of La Collina. Built in 2016, this stunning 4-bedroom, 3-bathroom, WestBay home is designed for comfort, style, and low-maintenance living. Sporting a BRAND NEW ROOF and situated on a fully fenced corner lot, this home combines indoor elegance with outdoor versatility. Inside, you’ll love the open floorplan, soaring ceilings, and abundant natural light that fill the living spaces. The kitchen is a chef’s dream, featuring granite countertops, stainless steel appliances, a gas oven, and ample cabinetry for all your storage needs. Tile flooring flows throughout the main areas, leading to a spacious laundry room and 2-car garage. The main level hosts a generous primary suite complete with dual walk-in closets and a luxurious walk-in shower. A second bedroom and full bath on this level make the perfect setup for guests, a nursery, or a home office. Upstairs, discover a large bonus room that offers endless possibilities – whether you're envisioning a media room, home gym, playroom, or second living area. Two additional bedrooms and another full bath complete the upper floor. Outdoor living shines here with double sliding doors opening to a covered lanai and spacious backyard – ideal for entertaining or even adding a pool. Best of all, all lawn care and landscaping are included in the HOA – YES! THEY MOW THE LAWN! Community amenities elevate the experience with a resort-style pool, two playgrounds, and two dog parks designed for both small and large breeds. Located just minutes from top-rated schools, shopping, dining, and entertainment, this home checks every box. Don’t miss your chance to own a piece of paradise in La Collina – where every day feels like a vacation.
Source: STELLAR #TB8411652
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.