813 Alley Ridge Dr Inman, SC 29349
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About this home
Welcome Home to 813 Alley Ridge Drive, Inman, SC! Nestled in the heart of Spartanburg County, this charming single-family home blends comfort, convenience, and modern style into one irresistible package. Step inside this 3-bedroom, 2-bath beauty and discover 1,335 square feet of thoughtfully designed living space. The open floor plan flows effortlessly, creating a warm, inviting atmosphere perfect for both relaxing evenings and lively get-togethers. You’ll immediately notice the trey ceilings, gorgeous gas fireplace, and stylish details throughout — from the granite countertops to the stainless steel appliances. The spacious primary suite features elegant tray ceilings and plenty of room to unwind. The two additional bedrooms offer ample natural light and share a full bath, perfect for family or guests. Outside, the possibilities are endless! Enjoy peaceful mornings or evening cookouts on your covered 12’x12’ patio, surrounded by the serenity of a rural setting. Love community living? You’ll appreciate the neighborhood cabana and sparkling pool, perfect for weekend fun with family and friends. Conveniently located near Interstate I-26, Lake Bowen, City Anchor Park, and just minutes from both Inman and Boiling Springs, this home keeps you close to everything — shopping, dining, entertainment, and great schools — while offering the quiet escape you’ve been dreaming of. This home has been well-maintained and lovingly cared for, ready for you to make it your own. Don’t miss your chance to own a little slice of Inman charm! Contact the listing agent today to schedule your private showing and start envisioning your life at 813 Alley Ridge Drive — where style meets serenity!
Source: GREENVILLESC #1571937
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.