8132 Vine Wood Dr North Richland Hills, TX 76182
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About this home
Welcome to 8132 Vine Wood Drive, originally a builders home with only one other owner, this is a beautifully maintained single-story home in the desirable Keller ISD. This 4-bedroom, 2.5 -bathroom haven offers 2,253 square feet of living space on a generous 0.28-acre lot, with a sparkling pool and firepit in the gorgeous yard. Step inside to discover an inviting open layout. The spacious primary suite is thoughtfully set apart from the secondary bedrooms, offering seclusion and privacy. The home’s thoughtful design includes generously sized bedrooms, a bright kitchen that opens to the living area, and plenty of natural light throughout. What makes this home stand out? - Low annual HOA fee - Zoned to top-rated Keller ISD schools, including Liberty Elementary and Keller High -New HVAC 2025 - New Roof 2024 - New flooring 2022 - Quiet, established neighborhood with a park and playground Built in 1998 and lovingly cared for, this home is move-in ready and offers a rare combination of space, location, and design. Whether you're looking to grow your family or settle into a peaceful community, 8132 Vine Wood Drive is a must-see!
Source: NTREIS #20964398
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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