$999,000

8141 Pine Blvd Pine Valley, CA 91962

$4,708/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome to your serene mountain escape in the heart of Pine Valley! This 4-bedroom, 3.5-bath custom home with a spacious bonus room offers nearly 2,900 sq ft of versatile living space on a wooded, private lot at approx. 3,700 ft elevation. Rustic charm meets modern comfort with thoughtful upgrades throughout. Enjoy soaring ceilings, new dual-pane sealed windows designed to block heat, new window frames, and a generous bonus room; perfect for a home office, gym, or game room. The primary suite includes a private nursery, offering convenience and comfort for growing families. Recent exterior improvements include a brand new roof, solar panels, new garage doors, and new fiber cement siding with fresh exterior paint, a rare find in this peaceful mountain community. The kitchen is both functional and spacious, offering ample storage and a wet pantry ideal for entertaining. Inside, you’ll also find new flooring in the living room, stairs, and upstairs. The home features two fireplaces; one wood-burning stove and one traditional fireplace creating a warm and inviting ambiance throughout. The oversized 3-car garage offers high ceilings and generous space for storage or hobbies. The sloped lot provides privacy and scenic forest views from every angle. Whether you're looking for a full-time residence or a weekend getaway, this one-of-a-kind property offers the perfect blend of comfort, charm, and lifestyle in Pine Valley. Discover the peaceful beauty of mountain living at 8141 Pine Blvd in the charming community of Pine Valley. Nestled at approximately 3,700 feet elevation, this spacious 4-bedroom, 3.5-bath custom home offers nearly 2,900 sq ft of thoughtfully designed living space on a private, wooded lot with scenic views, mature trees, and a serene natural backdrop. This one-of-a-kind property blends rustic charm with smart, modern upgrades—making it ideal as a full-time residence or tranquil weekend escape. Inside, you'll find soaring ceilings and new dual-pane sealed windows designed to block heat and improve efficiency, along with all new window frames. A spacious bonus room provides the flexibility to function as a home office, gym, playroom, or guest space. Recent exterior upgrades add tremendous value and curb appeal, including: • Brand new roof • Solar panels • New fiber cement siding • Fresh exterior paint • New garage doors Inside, the kitchen is both functional and spacious—perfect for cooking, entertaining, or everyday use. It features ample cabinet storage and a wet pantry for convenience and prep space. Recent interior upgrades include new flooring in the living room, on the stairs, and throughout the upstairs living area. The home offers two fireplaces—a cozy wood-burning stove in one living space and a traditional fireplace in another—providing warmth and ambiance during Pine Valley’s cooler seasons. The layout includes a total of 4 bedrooms and 3.5 bathrooms, offering plenty of space for family, guests, or multi-generational living. The oversized 3-car garage is ideal for those needing extra room for hobbies, vehicles, workshop space, or storage. The garage features high ceilings and direct access to the home, making it both practical and secure. Situated on a sloped lot, the home enjoys a heightened sense of privacy and stunning forest views from multiple vantage points. There is ample opportunity to create outdoor living areas, garden spaces, or enjoy the peaceful surroundings just as they are. Pine Valley is a close-knit community surrounded by the Cleveland National Forest, offering access to hiking trails, nature walks, horseback riding, and seasonal weather with a touch of snow in the winter months. Just under an hour from downtown San Diego, you can enjoy the best of both worlds—quiet mountain life with access to coastal amenities. This home is a rare opportunity to own a move-in ready property in one of East County’s most sought-after rural settings. With modern improvements already completed an...

4 bedroom
3.5 bathroom
2,857 sqft
0.4006 acres
Single Family
Built in 1978
3 car garage
Air conditioning
Fireplace

Source: CRMLS #250033837SD


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 06:21 am
Listing agent: Holly Barr
Listing provided courtesy of: Coldwell Banker Realty (619) 296-9055
Details provided by CRMLS and may not match the public record.
MLS ID: #250033837SD
Based on information from California Regional Multiple Listing Service, Inc. as of Nov 04 2025 - 00:01 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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