8145 Freemantle Dr Colorado Springs, CO 80920
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About this home
Welcome home to this beautifully maintained and thoughtfully updated 3 bed, 2 bath, tri-level home featuring modern upgrades and timeless charm! Stucco exterior with brick accents and a welcoming covered entry set the tone, surrounded by mature trees, lush grass, and colorful flower beds. Inside, the bright living room has vaulted ceilings, wood laminate floors, a large front window with bench seat, and built-in decorative coat hooks. The kitchen offers stainless appliances, painted cabinets with updated hardware, subway tile backsplash, and center island, —perfect for everyday cooking and entertaining. The adjoining dining area opens to the backyard for easy indoor-outdoor flow. Downstairs, a cozy garden-level family room features a wood-burning fireplace with brick surround and built-in cabinetry—ideal for relaxing evenings. The laundry room offers extra storage and access to the two-car garage with built-in shelving, cabinets, and an EV charger installed in 2024. Upstairs, you’ll find three comfortable bedrooms and two updated baths. The hall bath features a newer vanity with a stone top, updated lighting, and a tiled walk-in shower. The primary suite includes a large closet, ceiling fan, Pikes Peak views, and a refreshed ensuite with a modern white vanity, stone countertop, and tiled tub/shower combo. Enjoy Colorado living in the private backyard complete with a full-length concrete patio, mature trees, flower beds, and a separate fenced area perfect for pets or gardening. Additional highlights include paid-off solar panels, a brand-new roof (2023), updated bathroom vanities (2024–2025), upgraded fridge & kitchen hardware, and an EV charger. Convenient extra off-street parking adds even more value. Close to schools (D-20), dining, shopping, and an easy commute to I-25 or the Powers corridor!
Source: PPMLS #6636773
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.