8145 S Zephyr Way Littleton, CO 80128
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About this home
MUST SEE… immaculate home in Columbine Knolls South II. Here’s the short story: kitchen, primary suite, bathrms, laundry rm – COMPLETELY REMODELED – incredible garage & fantastic ext entertainment spaces! NEW remodeled Kitchen, incl custom cabs, quartz counters, farmhouse sink, plumbing fixtures, backsplashes, lighting & SS appliances! Custom front door ($10k)! Spacious Office/Den w French doors! Prof installed luxury laminate floor & modern, powder-coated railings! Living & Dining Rms are perfect for entertaining! Family Rm features a gas fireplace & painted-brick surround. Remodeled 3/4-BA! Laundry/Mud Rm w cabs, utility sink & NEW washer/dryer! 3-car garage w prof installed epoxy floor, easy-to-clean vinyl wall panels, insulated, drywalled, textured & painted, insulated doors & abundant lighting. The Upper Level luxury laminate treads, new carpet/padding in BRs & a Full-BA dedicated to their use! But wait, there’s more! The Primary Suite includes a large BR w an electric fireplace & gorgeous surround, a spacious Retreat w a private balcony & then there’s the $53k BR remodel! NEW cabs, counters, sinks, faucet, electric commode [Who knew?!], free-standing tub, European glass wall/doors, sunflower showerhead, built-in (heated) mirror & a rainfall shower panel in the ceiling! The walk-in closet has generous custom cabs ($6k)! Ext improvements incl a covered patio w NEW concrete (accessed thru NEW French doors!) & a Pavestone patio w a yr-round canopy structure (ceiling fan incl)! Other NEW ext improvements incl a retaining wall, 6-ft-high wood privacy fence & an attached storage shed! To top it all off, there’s a NEW upgraded electric panel & a Seller-owned solar sys to offset your electric usage! Quiet residential location! Short drive to neighborhood schools, parks, playgrounds, shopping/retail (SW Plaza & Park Meadows!) & a variety of nearby restaurants! Quick access to C470, the CO Front Range, DIA & the world!
Source: RECO #9531499
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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