8149 Northpoint Dr Brownsburg, IN 46112
Your savings
About this home
Get ready to fall in love with 8149 Northpoint Dr, Brownsburg! Nestled in beautiful Hendricks County, this home isn't just a place to live - it's a lifestyle upgrade waiting for its next lucky owner. And let me tell you, it's in fantastic condition! Step inside and you'll find a kitchen that's straight out of a dream. Think shaker cabinets for all your favourite gadgets, sleek countertops with tons of prep space, and a stylish backsplash that adds just the right touch of flair. The large island is perfect for baking marathons, morning coffee chats, or those spontaneous wine and cheese nights with friends. The living room invites you to kick back and relax - complete with a cozy fireplace that's perfect for chilly evenings and quiet moments with a good book. Step outside and you've got your very own private backyard oasis! 3 Season room with easy access to your very own Hot Tub! A fenced yard with a patio and outdoor dining area makes it easy to host unforgettable summer BBQs or enjoy peaceful dinners under the stars. With 4 spacious bedrooms, 2 full baths, and 2 half baths, there's plenty of room for everyone to spread out and feel right at home. The Primary bath is beautifully designed with a garden tub, separate shower and double vanity that bring a little luxury to your daily routine. And of course, a Walk In closet! 3 more large bedrooms, one with a partial ensuite, and a super convenient laundry room, complete the upper level. Now... to the basement! Finished out with a 1/2 bath, and TONS of room for anything you can throw at it. Movie room? Sure. Pool Table? Absolutely! Bowling alley? OK, I guess..? This isn't just another home - it's the perfect place to create new memories, relax, and live your best life.
Source: MIBOR #22070735
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.