815 Vz County Road 4409 Ben Wheeler, TX 75754
Your savings
About this home
Welcome to: 815 VZ County Road 4409, Ben Wheeler, Texas – where country living meets modern upgrades on over 7+ breathtaking acres. A one-of-a-kind property offering a lifestyle that feels straight out of a magazine, a canvas of mature trees, rolling vistas, and a serene Southern canopy that sets the stage for your country dream. Your main home is a perfectly situated, single-story 3-bedroom, 2-bathroom residence, offering quaint and welcoming flow while still allowing privacy for each room and area. Its well thought out layout is both functional and inviting, making it ideal for daily living and entertaining alike. Carefully planned upgrades and tastefully reimagined interior renovations abound, offering country feel but with a modern touch. A recent new roof, adds even more comfort and peace of mind. Inside, the beautifully renovated home features thoughtful updates throughout, including new flooring, fresh paint, upgraded tile work and backsplash, bathroom and kitchen renovation delivering a virtually new home feel while preserving its inviting country charm. Warm, welcoming, and move-in ready. Beyond the home, the property shines with incredible amenities. Custom workshop and barn provide ample space for hobbies, storage, or livestock. Added cabin quarters with unique accents offer a private retreat. Land itself is tree lined, offers breathtaking views of pasture and hillside, horse-ready, animal-ready, and ready to be enjoyed. Perfect as a primary residence or your weekend getaway from nearby Dallas or Tyler. Each corner of the property reflects quality, care, and character. Wide open views to an established treeline, from the upgraded interiors to the unmatched outdoor spaces, this is more than a home, it’s a lifestyle. 815 VZ County Road 4409 is truly a must-see for anyone ready to embrace the beauty, charm, and opportunity of country living at its finest. Ask about all the items that WILL convey with this beautiful property, Book Your Showing Today, Wow!
Source: NTREIS #21053062
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.