8152 Imperial Dr Pensacola, FL 32506
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About this home
Nestled in a quiet cul-de-sac with no HOA, this move-in ready home blends modern updates with exceptional outdoor living! Featuring a 4-year-old roof, a 2-year-old above-ground pool, and the rare bonus of boat and RV parking, it offers the freedom and flexibility you've been searching for. Inside, an open floor plan welcomes you with wood-look tile flooring and crisp white walls that provide a clean, neutral backdrop. Sunlight fills the space, enhancing the bright and airy feel throughout. The spacious living room flows effortlessly into the dining area and kitchen, where you'll find abundant cabinetry, a central island with breakfast bar, a stylish backsplash, and modern appliances, perfect for both everyday living and entertaining. A large laundry room with its own exterior entry adds c onvenience, while a screened-in porch just off the main living area extends your living space outdoors. Step into the backyard and enjoy your own private retreat. There you'll find a sparkling above-ground pool with wraparound decking, multiple lounge areas, and a privacy fence with serene wooded views. A storage shed adds practicality, while the versatile yard space is ideal for gardening, pets, or family fun. All three bedrooms are located on one side of the home. The primary suite features an updated en suite bath with a dual-head tub/shower combo, modern vanity, coastal-inspired backsplash, and newer fixtures. The second full bath mirrors these finishes, serving both guests and the additional bedrooms with ease. With stylish updates inside, a backyard built for entertaining, and the rare flexibility of no HOA, this charming pool home truly has it all!
Source: EMERALDCOAST #986638
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.