816 Hartsfield St Aubrey, TX 76227
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About this home
Stunning Corner-Lot Home with Spacious Layout in Resort-Style Community and 4.75% ASSUMABLE INTEREST RATE. Current monthly payment is less than 2400 per month with taxes and insurance and is assumable. Welcome to this beautiful 4-bedroom, 2.5-bath home perfectly situated on a desirable corner lot just steps from the water in the sought-after community of Savannah. From its striking brick-and-stone exterior to the thoughtfully designed interior, this home is move-in ready and full of charm. Inside, you’ll find an inviting open floor plan with wood-look tile flooring throughout the main level. The front flex room is perfect as a home office or lounge. The spacious living room flows seamlessly into the dining area and a chef’s kitchen featuring an abundance of white cabinetry, granite countertops, a large island with breakfast bar, stainless steel appliances, and a sleek glass tile backsplash. Upstairs, the oversized primary suite offers a true retreat with a generous sitting area and a spa-like ensuite bath boasting dual vanities, a soaking tub, separate shower, and two walk-in closets. Three additional bedrooms share a full bath, providing ample space for family and guests. Enjoy the private, fenced backyard with room for play, gardening, or outdoor entertaining, there are is a peach tree too! The corner lot location adds extra privacy and curb appeal. Residents of this vibrant neighborhood enjoy resort-style amenities including lakes with fountains, fishing ponds, water park, pools, basketball, soccer fields, walking trails, parks, playgrounds, a fitness center, clubhouse and community events. Conveniently located near shopping and dining. Don’t miss your chance to own this spacious and stylish home in an amazing community!
Source: NTREIS #21102407
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.