8163 Winter St Brooksville, FL 34613
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About this home
Charming 2 Bedroom, 2 Bathroom Home with Pool on Half-Acre in Brooksville *Solar Heated Pool and Electric to the home that produces electric during the day which makes for more affordable utilities and a Well for your water!* Welcome to your personal oasis in beautiful Brooksville! This inviting 2-bedroom, 2-bathroom home sits on an expansive 0.5-acre fully fenced lot and offers the perfect blend of comfort, privacy, and convenience. Featuring a split-bedroom floor plan, this home is ideal for families, roommates, or anyone seeking space and versatility. Inside, you'll find vinyl laminate flooring throughout the main living areas, providing a modern look that's easy to maintain. The kitchen and bathrooms are finished with durable tile flooring, enhancing both function and style. Step outside to the star of the show a spacious covered back lanai that overlooks your private pool. Whether you're enjoying a quiet morning coffee or entertaining guests, this outdoor space is designed for relaxation and fun. The large yard includes a storage shed, perfect for tools, pool equipment, or extra storage. Location is key, and this home offers unbeatable access: Just 1 mile to the Suncoast Parkway, making commuting to Tampa (under 80 minutes) and Tampa International Airport (about 60 minutes) a breeze. Minutes to State Road 50/Cortez Blvd, a major hub for medical services, shopping, dining, and everyday amenities. Two hospitals are located nearby, adding peace of mind. Enjoy the best of Florida nature and culture you're within 30 minutes of Weeki Wachee Springs, Hernando Beach, Pine Island, and Downtown Brooksville. Whether you're craving kayaking adventures, sunset beach strolls, or historic charm, it's all at your fingertips. Don't miss your chance to enjoy this exceptional rental in a highly desirable location. Schedule your showing today and make this Brooksville gem your new home.
Source: STELLAR #TB8423179
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.