8164 Harrisburg Dr Fort Myers, FL 33967
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About this home
Calling all nature lovers! NOT IN A FLOOD ZONE, NEW ROOF in 2022, electric SOLAR PANELS. This well maintained 3 bedroom, 2 bath, 2 car garage home has an open split bedroom floor plan with soaring cathedral ceilings nestled on .30 acre botanical butterfly garden habitat! The home conveniently located in San Carlos Park features hardwood floors, travertine tile, ceramic plank tile and carpeting in a few select areas. The best part is the HUGE backyard that's been registered with the National Wildlife Federation as a butterfly garden and water habitat since 2007. Wind along various pathways and under arbors adorned with fragrant jasmine and other flowering vines. Butterflies and dragonflies love this space and dip down to the pond for a sip of water. It all starts with the bog pond filled with water plants for natural filtration which waterfalls to the next plant filtration level, then waterfalls again over rocks where the goldfish swim under the bridge and beneath the vibrant yellow water lilies. You will be hard pressed to see any neighbors beyond the lush tropical landscaping plus there's a 66' buffer/preserve beyond the backyard fence! Large open deck for entertaining, custom built grill with propane burner to start your charcoal for carefree grilling or gather around the firepit to tell stories after dark. Cool off in the above ground pool and watch the butterfly air traffic! Extra large driveway and apron with even more open spots out front in the gravel for all of your friends and family to park. Don't miss this rare offering!
Source: FORTMYERS #225049664
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.