817 NW 141st St Edmond, OK 73013
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About this home
Cool comfort and hidden Charm awaits! This fantastic 3-bedroom, 2-bathroom haven right around the corner from the Chisholm District is perfectly situated near all your essential amenities—think quick trips to Costco, a short drive to the mall, and countless restaurants just moments away! Step inside and discover a home designed for ultimate relaxation. This property stands out with its dedication to comfort, featuring not one, but two spacious living areas, offering flexible space for entertaining, a home office, or a cozy movie room. What truly sets this home apart is its commitment to keeping you cool: Extra Split Cooling System: The primary suite is a true oasis, featuring a dedicated secondary split cooling system so you can set your perfect temperature in your private oasis. Enhanced Airflow: Enjoy perfectly circulated air thanks to the AC Infinity Airtap, a smart, controlled fan system integrated into the central HVAC that actively improves airflow and comfort throughout the entire home. The neighborhood's charm is the secret of the two-car garage which is discreetly accessed from a hidden rear alley. This unique feature maintains the aesthetic charm of the street and adds a layer of privacy. The large, great backyard provides the perfect spot for weekend BBQs, gardening, or just enjoying a beautiful Oklahoma evening. This is more than just a house; it's a smart, comfortable, and conveniently located home ready for its next owner!
Source: MLSOK #1195786
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.