8178 Pamplona St Navarre, FL 32566
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About this home
Welcome to this beautiful move-in ready four bedroom, two bath brick home situated in the heart of Navarre and close to shopping, businesses, schools, the military bases, parks, and hospitals. Nearby are the white sandy beaches of the Gulf of America with quick access to boating, snorkeling, paddleboarding and so much more. This home blends functionality, comfort and style while allowing for the ultimate in relaxation, entertainment and enjoying the outdoors. The spacious fully fenced half-acre lot provides plenty of room for a boat or RV with no HOA restrictions while the irrigation system and hurricane shutters allow for ease of maintenance and peace of mind. Entering the home from the foyer to the thoughtfully designed layout, you'll pass the semi-open dining room and proceed into the generously sized living room. This room offers a soaring vaulted ceiling, recessed lighting, and a classic fireplace making for a wonderfully comfortable space while keeping the patio and large back yard in site. Also, in site is the kitchen, breakfast nook and bar-top seating space. The kitchen is a chef's delight with new granite countertops, new sink, island countertop, new microwave, stove/oven, new dishwasher, walk-in pantry, new lighting and bar top lighting making it perfect for family gatherings and special occasions. Three more generously-sized bedrooms and a full guest bath are located on one side of the house while the primary suite with ensuite is located on the opposite side. The spacious primary suite offers a huge ensuite with two walk-in closets, a double vanity with new granite countertops and sinks, a separate tub and a walk-in shower. The dedicated laundry room adds convenience to everyday tasks, blinds offer instant privacy and the LVP flooring is easy to care for and durable. The water heater is two years old and the outside HVAC compressor was replaced in 2018. Arrow termite bond is transferable. Ethernet/Fiber internet installed. Newly sodded yard.
Source: PENSACOLA #672800
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.