8178 Stillwater Cv Navarre, FL 32566
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About this home
Nestled in a desirable Holley neighborhood this Navarre beauty immediately captures attention with its exceptional curb appeal, lush lawn, and thoughtfully designed landscaping. The extended driveway provides ample space for guests, extra vehicles, or even an RV, perfect for those who appreciate flexibility and convenience. Step into your own backyard oasis, where every detail has been designed for relaxation and enjoyment. Meandering concrete pathways lead to a cozy fire pit area, ideal for evenings under the stars, while another path guides you to a pergola with a porch swing, a peaceful spot to unwind. The cedar wood fence has been beautifully stained in a rich honey teak color, enhancing the landscaping and giving the space a finished, well-maintained look. You'll also love the extended, screened-in patio, perfect for entertaining or enjoying the outdoors year-round. Inside, the home boasts a bright, open floor plan with vinyl plank and tile flooring throughoutno carpet anywhere! The spacious living room features tray ceilings, adding depth and style, while the split floor plan offers comfort and privacy for all. The kitchen shines with a large sink, bar area with wine fridge, and a walk-in pantry offering abundant storage. Just across the hall, the generous laundry room adds even more functionality. The primary suite is a true retreatextended during construction to provide additional space and featuring tray ceilings, a large tiled walk-in shower, and two walk-in closets. The guest bedrooms and bath are comfortably sized, making everyone feel right at home. With both an eat-in kitchen and a dedicated dining area, the layout offers flexibility for daily living or entertaining. From the inside out, this home has been meticulously maintained and beautifully upgraded, offering the perfect blend of comfort, charm, and thoughtful design.
Source: EMERALDCOAST #988168
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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