$380,000

8183 Burnside Ct Mechanicsville, VA 23116

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About this home

Welcome home to this beautifully renovated two-story Cape, perfectly situated on a quiet cul-de-sac lot in the ATLEE school district! Featuring 3 spacious bedrooms, 2.5 updated baths, Full Country front porch, a 2-car carport, a paved double-wide driveway, and a new 12x12 deck, this home blends comfort, style, and privacy. Step into the Living Room, which showcases new wide-plank luxury flooring, a wood-burning fireplace, large windows, and a modern light fixture. The renovated eat-in kitchen features Quartz countertops, New Cabinets, an Island with seating, a stylish tile backsplash, new fixtures, Stainless steel appliances, and durable LVP flooring. The sunny dining area has updated lighting, New French doors that access your new deck—perfect for entertaining or relaxing. Your 1st floor Primary suite with new LVP flooring, a large walk-in closet with tiled floors, and a spa-inspired en-suite bath featuring a dual granite-topped soft-close vanity, tiled floors, new fixtures, and a beautifully tiled large walk-in shower. A renovated half bath and a laundry room with LVP flooring complete the main level. Upstairs Two additional large bedrooms offer versatility for family, guests, or a home office—each with new LVP flooring, large double closets and updated lighting. The fully renovated hall bath features a granite-topped vanity, tiled floors, a new tub with Tile surround, and all-new fixtures. A large double hall closet offers plenty of room for storage. Enjoy peace of mind with major updates throughout, including a New heat pump, New Dimensional Shingles, maintenance-free vinyl siding, thermal windows, new luxury vinyl plank flooring, fresh interior paint, and the new 12x12 rear deck. Conveniently located close to shopping, dining and entertainment, this home is a MUST SEE! Schedule your tour today!

3 bedroom
2.5 bathroom
1,482 sqft
0.46 acres
Single Family
Built in 1994
Air conditioning

Source: CENTRALVIRGINIA #2528971

Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 17, 2025 11:27 am
Listing agent: Dave Ludlow (804) 928-9307
Listing provided courtesy of: EXP Realty LLC (804) 729-5188
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2528971
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
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