8183 Eagles Park Dr Saint Petersburg, FL 33709
Your savings
About this home
Rarely available lakeside townhouse, 3 bedroom, 3 bath, IMMACULATE CONDITION and views of gorgeous 30-foot fountain in charming lake from all three levels! Energy efficient windows and doors, and Hurricane rated garage door! Step out on your private screened balcony off the primary suite to start the day with the soothing sounds of fountain. Stroll along the sidewalk surrounding the lake that leads to the recreation building with Gym, entertaining space with a full kitchen, library and heated salt pool and heated Spa! Enjoy a relaxing game of shuffle board or play a game of tennis. Tastefully updated kitchen featuring solid surface counter tops and newer stainless-steel appliances makes any chef happy as you prepare a quick bite of full gourmet meal. Spacious formal living room could also serve as an intimate private dining room. Kitchen opens to the Great room providing ample space the for entertaining guests. Enjoy the natural light from the 2 screened balconies. Open the large sliding glass doors during the fall and winter to enjoy a cool breeze throughout your home. All 3 bedrooms are on the upper floor, two with walk in closets. Pest control with tubes in the wall. Newer A/C 2020. One of the best surprises is the INCREDIBLY OVERSIZED GARAGE, big enough for two large vehicles AND a huge workshop area with plenty of storage. Centrally located- 10 minutes to Gulf beaches, 20 minutes to downtown St. Pete. Close to Bay Pines VA Medical Center. Walking distance to Publix grocery store.
Source: STELLAR #TB8439410
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.