8203 Campbell Crossing Cir Lakeland, FL 33810
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About this home
Price went down, now their lose is your gain. 2020 build 3 BEDROOMS 2 BATHROOMS, 2 CAR GARAGE 1,619 Sqft MOVE-IN READY home located within a desirable gated community for your privacy and security. The welcoming front porch appeal enhances the home's charm. This turn-key, thoughtfully maintained and professionally staged, features a spacious and practical design. As soon your open the front door you can enjoy the luxury porcelain tile flooring, and carpet in all bedrooms. The modern and big kitchen is equipped with stainless steel appliances, solid wood cabinets, and breakfast knob, making meal preparation and entertaining a joy. An open-concept living and dining area provides the perfect space for creating lasting memories with loved ones. The privacy primary suite offers a luxurious retreat, with two separated sinks, a walk-in shower, a relaxing garden tub, and a spacious walk-in closet in both sides. Two additional well-sized bedrooms offers flexibility to suit your needs Step outside to your fenced backyard and enjoy the delicious fruit trees like papaya, guava, mango, avocado tomatoes and more. Situated for ultimate convenience, this home is just minutes away from shopping, dining, and major roadways, simplifying daily routine. Stop looking and call this your home sweet home.
Source: STELLAR #L4955497
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.