8208 Durand Ave Pensacola, FL 32534
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About this home
**Welcome Home to 8208 Durand Avenue — Where Comfort Meets Coastal Living!** Tucked away on a quiet street in Pensacola, this 4-bedroom, 2-bath home with 2,293 square feet offers the perfect balance of everyday convenience and relaxed Florida charm. From the moment you arrive, the circular drive welcomes you home, setting the tone for a property designed for easy living and memorable gatherings. Step inside to find durable and stylish LVP flooring flowing seamlessly throughout the home—perfect for both pets and people. The spacious, light-filled living area opens effortlessly into a kitchen featuring stainless steel appliances and abundant cabinetry, ideal for cooking up family favorites or entertaining friends. The large primary suite offers a peaceful retreat, while three additional bedrooms provide plenty of space for guests, hobbies, or a home office. An oversized laundry area ensures practicality meets comfort in your daily routine. Outside, unwind on the expansive screened-in back porch overlooking the fully fenced yard—perfect for weekend barbecues, kids at play, or simply enjoying a quiet cup of coffee in the morning breeze. With a roof, HVAC, and water heater all just 7 years old, you’ll have peace of mind knowing the major systems are well cared for. Located just minutes from shopping, dining, top-rated schools, and Pensacola’s white-sand beaches, 8208 Durand Avenue isn’t just a house—it’s a lifestyle. Whether you’re savoring sunsets from your porch or exploring all the Gulf Coast has to offer, this home welcomes you to live your best Florida life. Schedule your showing today!
Source: PENSACOLA #672257
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.