821 Chipper Dr Sun City Center, FL 33573
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About this home
Welcome to Verona at Renaissance, one of Florida's most sought-after maintenance-free retirement communities. A prestigious gated enclave within one of Florida’s top-rated 55+ communities. This impeccable 3-bedroom, 2-bath Buttonwood villa sits on a premium golf course lot, tucked away on the last homesite in the neighborhood, offering unrivaled privacy, panoramic views, and breathtaking sunrises and sunsets. Step inside and feel the difference, owner pride and meticulous care are evident throughout. This home is better than new, featuring luxury upgrades such as, custom plantation shutters, Hunter Douglas blinds and hurricane shutters for your peace of mind. Designer ceiling fans & tray ceilings. Recessed & under-cabinet lighting. A gourmet kitchen with granite counters, 42” cabinets w/crown molding, stylish backsplash, and a breakfast bar. Enjoy open concept living with elegant architectural touches and a seamless flow that’s perfect for both relaxing and entertaining. MOST OF THE FABULOUS FURNISHINGs & GORGEOUS DECOR ARE AVAILABLE SEPERATELY, making this amazing home even easier to move right into. Two large wall-mounted TVs will remain with the home. Outside, you'll be welcomed by lush tropical landscaping, a paver driveway and walkway and one of the largest & private premium lots in all of Verona. This is resort-style living at its finest. As a resident of Verona, you’ll enjoy a maintenance-free lifestyle (HOA includes lawn care, exterior maintenance, roof, and gated security). Private access to Renaissance's Golf & Country Club and their 5-star restaurant and bar. Access to four pools, state-of-the-art fitness centers with personal trainers, a luxurious spa, an indoor walking track, and 3 spectacular clubhouses. The very best medical care, a hospital and free paramedic & ambulatory services, shopping, multiple golf courses, and over 200 clubs and activities are all golf-cart accessible in Sun City Center's self-contained community! With 350 days of sunshine every year, only minutes from several world-class beaches, and Disney is just a short drive. Sun City Center is Florida's best-kept secret for active adults. This is more than a home—it’s a lifestyle upgrade. And with a 2.25% assumable mortgage, it’s a deal that won’t last. Schedule your showing today and claim your piece of paradise!
Source: STELLAR #TB8409578
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.