821 Ralph Mcgill Blvd NE Apt 3112 Unit 3112 Atlanta, GA 30306
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About this home
Ground Floor - Beautifully renovated, 1BD/1BA Condo just steps from the Beltline in popular Freedom Lofts! Unique End unit/No neighbor on one side! This secured entry access, gated parking and on-site security, condo building under 5 levels, sits along the very best section of the fully paved BeltLine, the Eastside Trail. This bright and light filled floorplan features; newly installed windows, beautiful wide plank LVP flooring, neutral paint, stainless steel appliances, upgraded white cabinets and hardware, quartz countertops and updated lighting throughout. The beautiful open kitchen has high ceilings and counter-height seating that flows into the living space. With continued wide plank LVP flooring and large windows, the bedroom features tons of natural light and a stunning en-suite. En-suite has an upgraded vanity with ample storage, soaking tub and trendy penny tile flooring that makes this the perfect retreat. There is an in-unit laundry closet that can accommodate a side-by-side or stacked washer and dryer. Freedom Lofts truly is a gem, just minutes from the city! Feel safe with on-site security, a secure package-room, beautiful community pool and tranquil courtyard, fully equipped gym and EV charging stations. You are just steps to The Eastside Trail and short walk to popular New Realm Brewery and Two Urban Licks. Krog Street Market and Ponce City Market are just steps away! Or take a short stroll to the popular Old Forth Ward Park or beautiful Poncey-Highland Community Garden! Atlanta living at its best. This exceptional home is close to the best restaurants, shops, parks and fun! As a bonus, this unit includes a separate storage unit and an assigned, covered parking spot in prime location. This is one of the most exceptional and thoughtfully updated 1/1 condos to be listed and the place where your friends will want to come! Don’t let this delightful condo slip away! Condo is professionally staged with Atlanta Home Staging.
Source: FMLS #7615392
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.