8213 Wellcrest Dr Killeen, TX 76542
Your savings
About this home
Nestled in Heritage Oaks, this popular Carothers-built Palms floor plan offers modern living with timeless elegance. Built in 2021 and impeccably maintained, this single-family home is move-in ready and designed for comfort, style, and functionality. An open floor plan enhances the sense of space, and the finished two-car garage rounds out this exceptional home. As you step into the heart of the home—a chef’s kitchen equipped with shaker cabinets made from wood, stainless steel appliances, granite countertops, a striking custom range hood, a large kitchen island with bar seating, a glass stovetop, built in microwave and a double oven ready for your culinary creations. Crown molding adds a touch of refinement throughout. The primary suite is a serene retreat, featuring a tray ceiling, crown molding, and a luxurious ensuite bathroom complete with a tiled walk-in shower and double vanity. The living room invites relaxation with a cozy fireplace, elegant tray ceiling, and seamless flow for gatherings. Enjoy indoor-outdoor living with a fenced backyard featuring a built-in outdoor kitchen, enclosed patio space for entertaining, and evening ambiance. The patio offers a peaceful place to unwind in natural light. This Carothers Palms home is a rare opportunity to enjoy quality craftsmanship, thoughtful design, and a lifestyle of comfort in a desirable Killeen location.
Source: CENTRALTEXAS #583918
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.