82169 Verdi Rd Indio, CA 92203
Your savings
About this home
This incredible 2022 new build in a beautiful gated community along the mountain range is a must see. The style and beauty of this particular home is not seen anywhere in the community. It is a 4 bedroom and 2 full bath with an incredible interior. The amount of extras in the home are too many to detail. It is a smart home that you are able to control lighting, garage door, and appliances, as well as offers fire sprinklers throughout. With new water con serving landscape as you walk up to the home is a relaxing oasis and in the evening you can enjoy the large back patio. The solar panels are owned outright on top of a clay roof. The entry with office/workout/ reading area off to side, the new flooring is amazing and scratch and water resistance in the kitchen and living areas. The kitchen wide open has new quartz counters, Reverse Osmosis Flo water monitoring system, walk-in pantry, coffee area, new appliances, and a huge island for cooking and entertaining, the living room also wide open to the back and has the most relaxing atmosphere, and gas fireplace. Both have custom fans and lighting that is just enamoring. As you make your way to the bedrooms they are large and roomy, with tons of closet space, a common bathroom huge, that is bright and long counter and full bath with shower and bathtub. The laundry just off the inside separated and has its own storage on doors. Then you make your way to the master bedroom that is so spacious and bright with natural light much like the rest of the home, with the bathroom being wide open and beautiful. Also comes with tankless water heater and ring door system. With a large open backyard with grass area for pets or kids, nice open patio with lighting and fan perfect to relax in the morning or evenings. The garage is a 3 car garage with two charging stations of r electric vehicles both 220V. The home HOA includes internet and cable TV, parks and walking areas, and a playground. Awesome views of the mountain range. This home is near so many amenities, a growing community and a short distance to Joshua Tree national park.
Source: CRMLS #PW25230340
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.