822 Fontana Ave Richardson, TX 75080
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About this home
Welcome to this charming and stylishly updated home in the heart of Richardson. Nestled on a quiet street, the property combines mid-century modern character with modern upgrades, making it a move in ready retreat. Inside, you'll find a bright and inviting living space freshly painted throughout in 2025. The kitchen features rich wood cabinetry, granite countertops, an updated backsplash, and SS appliances, all opening into the dining area for easy family meals or entertaining. Both bathrooms have been recently remodeled with new bathtub, tile, and vanities, offering a fresh and modern look that blends comfort with style. New ceiling fans, light fixtures, and blinds have also been installed, adding to the home's updated feel and everyday convenience. The home offers spacious bedrooms that feel warm and welcoming, while the open living area is filled with natural light and perfect for gatherings. Updates extend beyond the interior, with a new ridge vent on the roof to improve ventilation and energy efficiency. Outside, the home makes a wonderful first impression with its design details, welcoming front entry, and freshly landscaped yard. The curved driveway and attached garage provide ample parking, while the backyard offers plenty of space for entertaining, gardening, or relaxing on the patio. Easy access to Hwy 75 and George Bush, shopping, restaurants, UTD, and parks and trails are only minutes away.
Source: NTREIS #21075746
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.