823 Kyler Ln Bonaire, GA 31005
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About this home
Welcome to 823 Kyler Ln, a stunning four-sided brick home located in the desirable McCarley Downs Subdivision. Built with quality and style in mind, this residence offers an exceptional blend of luxury and functionality-all just minutes from Robins AFB. Step into a spacious foyer with gleaming hardwood floors that flow into the expansive great room, complete with a cozy electric fireplace and soaring ceilings. The custom kitchen is a showstopper, featuring granite countertops, an oversized island with breakfast bar, stainless steel appliances, and designer cabinetry-perfect for everyday living and entertaining. Enjoy formal meals in the elegant dining room with coffered ceilings or casual breakfasts in the sunlit dining area. The split-bedroom layout provides privacy and comfort, with the luxurious owner's suite offering a retreat-like feel-complete with tray ceilings, a spa-style bath with double vanities, a jetted soaking tub, separate tiled shower, and a large walk-in closet. Additional bedrooms are generously sized, including one with its own full bath, ideal for guests or a private in-law suite. Step outside to the screened-in covered patio and fenced backyard-an ideal space for outdoor dining, morning coffee, or relaxing evenings. Other features include a side-entry garage, smart home technology, and energy-efficient construction. Conveniently located near top-rated schools, shopping, dining, and RAFB-this move-in ready home checks every box!
Source: GAMLS #10579976
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.