8238 Jackson Trail Rd Hoschton, GA 30548
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About this home
***OPEN HOUSE: Saturday, 11/1, from 11-1pm*** Welcome home to your private retreat in Hoschton! Nestled on 5.72 serene acres in Jackson County, this charming 3-bedroom, 2-bath ranch offers the perfect blend of space, comfort, and country living. As you come down the long gravel driveway, you'll be greeted by a lush, tree-lined front yard and a spacious wraparound front porch-an ideal spot to enjoy your morning coffee or evening sunsets. Step inside to a welcoming foyer with a versatile dining or sitting room to your left. Straight ahead, the home opens to a spacious and airy living room with a cozy fireplace, flowing seamlessly into the breakfast nook and oversized kitchen. With abundant cabinets, generous counter space, and a walk-in pantry, this kitchen is a chef's dream. The primary suite is tucked just off the kitchen, featuring a large bedroom with a cozy sitting area, a huge walk-in closet, and a spa-like bath with a soaking tub and separate shower. On the opposite side of the home, you'll find two additional bedrooms, each with great closet space, and a full bathroom. Enjoy outdoor living at its finest with a spacious back deck and a wraparound back porch, perfect for entertaining, relaxing, or simply taking in the peaceful surroundings. With so much land, there's room to garden, play, or even expand. If you've been dreaming of space, privacy, and charm, this is the one you don't want to miss!
Source: GAMLS #10593044
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.