824 Hartzell Ave Redlands, CA 92374
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About this home
Honey Stop The Car and call the movers! Welcome to 824 Hartzell Avenue in the highly desirable city of Redlands. This home features 5 bedrooms and 2 Bathrooms and has been tastefully remodeled. It includes a PAID OFF SOLAR SYSTEM that will give you years of financial benefits to lower your electric bills saving you thousands of dollars. Upon entering, You will be greeted by a large Family Room open to the Dining Room and Kitchen. The Kitchen features newly installed custom cabinets, quartz countertops, custom Copper Exhaust Hood, gas range with BRONZE POT FILLER above the stove!! This floor plan features 4 bedrooms and two bathroom on the eastside of the home and the 5th bedroom on the west side of the home. The 5th Bedroom has its own private entry making it perfect for in-law or adult children. Primary Bedroom features a private upgraded Bathroom with custom built walk-in shower. Hallway Bathroom has also been tastefully upgraded and feature a tub/shower combo. Hallway has a separate coat Closet and Linen Closet. Interior has been freshly painted in a modern color scheme complimented with new modern flooring throughout the home. But wait! There is more! Upgraded 200 Amp Electrical Panel!! Upgraded Central Furnace, AC and Water Heater Heater. Dual Pane Windows. Garage is attached and oversized at 480 square feet and includes the Laundry hook-ups. The backyard is your blank canvas. Large enough for a pool, kids jungle gym or outdoor kitchen. It offers a nice covered patio and the west side of the yard has a custom slab perfect for a full size basketball court or RV/Boat/Car parking. Situated in a Great neighborhood with gorgeous mountain views. The Home is just a few minutes to the 10 and 210 freeway. Schools, shopping and services are just a couple minutes away. Lets schedule an appointment for this home and I hope to see you in Escrow!! : )
Source: CRMLS #IV25245798
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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