8251 Graphite Dr Colorado Springs, CO 80938
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About this home
Welcome to a beautifully maintained home in the desirable Enclaves at Mountain Vista Ranch. This home masterfully blends location, comfort, and style, offering an ideal Colorado lifestyle. Nestled in the vibrant northeast side of the city, you'll enjoy the perfect balance of suburban tranquility and ultimate convenience. The neighborhood is known for its modern amenities, family-friendly atmosphere, and stunning views of the Front Range, which provide a scenic backdrop for everyday living. Step inside the main level, which features a versatile flex room, a dedicated home office, a stacked-stone gas fireplace, and a seamless main-level living area. The kitchen is a highlight, with its center island, stainless steel appliances, granite countertops with liners, LVP flooring on the lower level, recessed lighting, soft-close cabinets, a lighted pantry, and excellent cabinet space, all complemented by wood laminate flooring that extends throughout most of the main level. The adjoining dining area offers walk-out access to the backyard, perfectly blending indoor and outdoor living. Upstairs, you'll find a spacious primary suite that serves as a true retreat, complete with mountain views, a soaking tub, a separate shower, and an oversized walk-in closet. Three additional generously sized bedrooms, each with its own walk-in closet, an upper-level laundry room, and a linen closet, complete this functional floor plan. The fully fenced backyard features an extended, oversized concrete patio. This home is within proximity to Powers Blvd and Marksheffel Rd, providing quick and easy access to Peterson Space Force Base, Schriever Space Force Base, and F. Carson, making it an exceptional find for military personnel, also, just minutes away from a plethora of shopping, dining, and entertainment options at the nearby Powers Corridor and Northgate. Complete with central air, an automatic sprinkler system, and a two-car attached garage, this move-in-ready home truly has it all.
Source: PPMLS #9737427
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.