8252 Cosica Blvd Navarre, FL 32566
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About this home
This is the Navarre home you have been waiting for! Huge fenced-in backyard with brand new deck and newer roof (2021). This spacious home in Sky Ridge Estates is walking distance to Navarre High School, NYSA Sports Complex, convenient to military bases, top-rated schools, and 3 miles from Navarre Beach and the longest fishing pier in the U.S.Step inside to an open layout featuring LVP flooring throughout and a large formal dining room just off the foyer--perfect for hosting dinner parties or holiday meals. The renovated kitchen has granite countertops, smart appliances (2024), a pantry, and a cozy breakfast nook--ideal for casual meals or morning coffee. The dedicated laundry room is conveniently located off the garage and includes tile flooring and mudroom space. The split-bedroom floor plan offers privacy and flexibility, with three generously-sized guest bedrooms and a full bath located on one side of the home. The oversized master bedroom is a true retreat, featuring his-and-hers closets, and a spa-like en suite bathroom featuring a large garden tub, dual vanities, and a separate shower. Enjoy Florida living in the fully-fenced backyard, perfect for entertaining, pets, or future outdoor additions. Barbecue with friends or relax on the brand new deck. Additional features include storage shed and oversized garage, ideal for storing vehicles, outdoor gear, or even creating a home gym. This prime location is less than a mile from NYSA Sports Complex with year-round sports including football, baseball, soccer, and lacrosse. With quick access to shopping, restaurants, Hurlburt Field, and zoned for top-rated Santa Rosa County schools, this home is a must see. Schedule a showing today!
Source: EMERALDCOAST #980288
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.