82570 E Mccarroll Dr Indio, CA 92201
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About this home
Welcome to the 55+ Community at Trilogy Polo Club! Prepare to be impressed by this beautifully designed home featuring the popular 1,928 sq. ft. Reunion floor plan. Blending elegance, practicality, and flexibility, this layout makes exceptional use of every inch. Boasting 3 bedrooms and 2 bathrooms--with the third bedroom currently configured as a generous den--this home provides space and comfort for modern living. The gourmet kitchen is a chef's dream, complete with a large island that opens to the expansive great room, creating the ideal space for both entertaining and relaxation. The primary suite offers a serene retreat, with a spa like bathroom featuring dual sinks, a seamless glass shower with custom tile and bench seating, the spacious custom walk-in closet with a built-in organizer does not disappoint! A second bedroom is thoughtfully placed on the opposite side of the home to enhance privacy. Walls of glass seamlessly extend the living space to a backyard oasis, where your relaxing private spa tub awaits. Enjoy the shade under a covered patio outfitted with remote-controlled sun shades--ideal for both entertaining guests and quiet moments of relaxation. This outdoor space is thoughtfully designed with ambient lighting, a cooling ceiling fan, a built-in BBQ, and raised garden beds. Lush tropical landscaping and fruit trees complete the serene, resort-style atmosphere.. Additional highlights include a tankless water heater, roll-out kitchen shelves, ceiling fans, plantation shutters throughout, mini-split A/C in the garage, and built-in garage cabinetry. Best of all, the buyer benefits from full membership at a low transfer fee of $1,875 instead of the full buy-in cost.
Source: CRMLS #219136716DA
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.