826 Creekway Dr Frederick, MD 21701
Your savings
About this home
$5000. Closing Cost Help with acceptable offer by 10/31/2025! Price reduce $32,600! Step into contemporary comfort and upscale living in this nearly new 4-bedroom, 4-bath townhome, located in the coveted Renn Quarter community of Frederick. Built just three years ago by DR Horton, this striking residence boasts one of the builder’s most sophisticated exterior designs and is perched on an elevated premium lot—granting you uninterrupted views of lush open space and long-term privacy with no future development in front. Inside, the smart multi-level layout blends flexibility with refined style. The entry level includes a full bedroom and bathroom, making it an ideal spot for a guest suite, home office, or private retreat. Upstairs, an additional bedroom with a Murphy bed provides multifunctional space—seamlessly shifting from a productive work area to a cozy guest room. The top floor is home to two generous bedrooms, including the serene primary suite with its walk-in closet and ensuite bath. The heart of the home—a light-filled, open-concept main level—features a showstopping kitchen with high-end finishes, abundant storage, and an oversized island tailor-made for entertaining. Enjoy effortless outdoor living on the extended deck, where you can take in sweeping views and savor quiet moments. As a Renn Quarter resident, you'll also have access to incredible amenities including a resort-style clubhouse, fitness center, pool, dog park, and scenic walking trails with a direct path to downtown Frederick—just a mile away. With lawn care and landscaping handled by the HOA, this home offers stress-free living in one of Frederick’s most dynamic and connected neighborhoods. Don’t miss your chance to own this standout property—schedule your private tour today!
Source: BRIGHT #MDFR2066362
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.