82930 Corte Lucia Indio, CA 92201
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About this home
Modern, Remodeled & Low-Maintenance - Move-In Ready Home in Gated Aldea at Jackson!Welcome to 82930 Corte Lucia--an impressively remodeled 3-bedroom, 2-bath home in the highly desirable Aldea at Jackson, a gated community in the heart of Indio. Thoughtfully upgraded with modern design and smart functionality, this single-story home offers both comfort and style.Inside, you'll love the high ceilings, recessed lighting, and a bright, open floor plan perfect for everyday living and entertaining. The remodeled kitchen is a showstopper, featuring granite countertops, a farmhouse sink, modern cabinetry with gold hardware, a beautiful designer tile backsplash, and a spacious center island. The living room offers warmth and charm with a slate-accented fireplace, plantation shutters, and dual climate control via central HVAC plus a ductless mini-split system.Bedrooms are spacious and inviting, including one with Tudor-style wall paneling for a custom, designer touch. The primary suite includes direct backyard access and updated flooring.Step outside to enjoy HOA-maintained front landscaping (a monthly savings!) and a private backyard retreat with premium synthetic grass for year-round greenery and minimal maintenance. Entertain or relax under the covered back patio or the Alumawood pergola just off the primary bedroom, creating two serene outdoor lounging spaces.Aldea at Jackson offers a gated entrance, pool and spa, BBQ area, and low IID electric rates with no Mello-Roos. The location is unbeatable--just minutes to shopping, dining, schools, College of the Desert, and the world-renowned festival grounds.This home checks all the boxes: style, upgrades, efficiency, and location. Don't miss your chance--schedule your private tour today! See Virtual Tour.
Source: CRMLS #219133102DA
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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