830 47th Ave N Saint Petersburg, FL 33703
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About this home
Welcome to this adorable, updated home nestled on a picturesque tree-lined street in St. Petersburg! Offering more space than most in the neighborhood, this 2-bedroom, 1-bath gem combines character and modern updates in an unbeatable location. As you step inside, you’re greeted by a bright and inviting front room — perfect for a home office, cozy sitting area, or sunlit reading nook. The spacious living and dining area features unique coved ceilings, adding to the home’s charm, and flows seamlessly into the kitchen. Down the arched hallway, you’ll find two generously sized bedrooms, a linen closet, and a recently remodeled bathroom. Off the kitchen, a large laundry/mudroom leads out to the backyard — a serene retreat shaded by majestic oak trees, fully fenced for privacy, and complete with a storage shed and two-car carport with alley access. Best of all, this home is not in a flood zone — no flood insurance required — and features durable, stylish new vinyl flooring throughout every room. Located just off 4th Street, you’re close to grocery stores, coffee shops, dining, and only 10 minutes to vibrant downtown St. Pete, where you can enjoy top-rated restaurants, museums, nightlife, and more. The award-winning beaches of Pinellas and Tampa International Airport are also just a short drive away. Whether you’re a first-time homebuyer looking for a move-in ready home or an investor seeking an Airbnb or rental opportunity, this home offers comfort, convenience, and charm in one of St. Pete’s most desirable areas. Call for a showing today!!
Source: STELLAR #TB8405582
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.