830 Buffington Way Canton, GA 30115
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About this home
Located on a cul de sac homesite that affords privacy and features you are looking for includes a double deck at the rear of home overlooking HUGE fenced rear yard. If that is not enough…. home has large rooms, new fixtures, 5 bedrooms and 3.5 baths. Well maintained home with upgraded features throughout! Four spacious bedrooms on the upper level with 2 baths and partially finished basement with a bedroom and bath. Plenty of storage rooms in full basement to accommodate all your storage items. A room on the main level can be used as an office or playroom. Other main level rooms include a large family room adjoining the kitchen, breakfast room, dining room and living room or flex space. Kitchen boasts granite countertops, gas cooking and an abundance of cabinetry, countertop space and stainless appliances. The home includes blinds on all operable windows. The upper level has large bedrooms and bathrooms. There are double doors from the basement level to the lower massive deck! The rails on the deck as well as the step rails to the lower level from the deck are aluminum . 2 car garage. When you are not enjoying the private rear yard-visit the neighborhood amenities which include swim/tennis/basketball /and playground…plus nature trails! Easy and close access to shopping/grocery/ restaurants and so much more to enjoy! Just 5 miles from Downtown Canton, 5 miles from Woodmont Country Club, and EASY access to Milton, Cumming and Lake Sidney Lanier for endless recreational opportunities. Also, easy access to Hospitals and other health related offices. Can’t imagine you would be looking for anything other than this home! Visit today and make this home yours…. Move in ready!
Source: FMLS #7608268
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.