830 W River St Bourbonnais, IL 60914
Your savings
About this home
Welcome to the perfect balance of elegance, sophistication, and location. This beautifully updated home offers over 2,700 square feet of thoughtfully designed living space, including a day light basement, where every detail reflects quality craftsmanship and a timeless aesthetic. Step inside and feel instantly at home. With a bright, airy layout, there's room to live, grow, and entertain with ease. From the elegant fixtures to the warm, natural finishes, the home exudes understated sophistication. The heart of the home is a beautifully updated kitchen with stainless steel appliances, sleek quartz countertops, and a walk-in pantry- perfect for cooking, hosting, and everyday living. This space opens up to an incredible great room flooded with natural light and wonderful views of nature through the newer Andersen windows. Enjoy the convenience and privacy of a main floor master suite which is perfect for relaxing after a long day. The spacious daylight basement with tall ceilings offers endless possibilities-whether you're dreaming of a cozy movie room, home gym, or creative studio. Outside, your private retreat awaits. Mature trees surround a fully fenced backyard, offering privacy and tranquility. Host summer gatherings or unwind after a long day on the expansive deck, perfect for relaxing under the stars. The huge 2-car garage with 8-foot doors adds both convenience and functionality for hobbyists, gearheads, or anyone needing extra storage. But what truly sets this home apart aside from its aesthetics is its unbeatable location in one of the most desirable neighborhoods-just steps from The Grove and Riverfront Park. Grab coffee, catch a concert, or enjoy a sunset stroll along the river-all right outside your front door. It's more than a home; it's a lifestyle. If you're looking for elegance, comfort, and the best of the neighborhood within reach-this one is a must-see. Come fall in love. Welcome home.
Source: MRED #12451485
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.