831 Township Road 462 Unit 462 Nova, OH 44859
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About this home
This property is truly special! If you’ve been searching for a spacious ranch with an in-law suite, room to roam, ultimate privacy, and countless extras—this is it! Enjoy a beautifully maintained stocked pond with fountain and aerator, a heated outbuilding tall enough for a lift (perfect for car enthusiasts), stunning flower beds, and charming stone walkways leading to patios and an outdoor kitchen/grilling pavilion. With four attached garage bays and plenty of space inside and out, this home has everything you’ve been dreaming of! Offering 4–5 bedrooms, 4 full baths, and over 2,400 sq. ft. of living space on 7.5 mostly wooded acres, this home includes a flexible in-law suite with its own private entrance and attached 2 car garage. Perfect for extended family, guests, or a home office, it features its own living room, bedroom, and full bath. Inside, a versatile front room can serve as a family room, large dining area, or flex space. Continue through the mudroom off the garage into the heart of the home—the cozy, updated country kitchen with ss appliances, soft-close cabinets with pull-out shelves, adorable spice cabinet, ceramic tile backsplash, and LVP flooring. A convenient laundry area off the kitchen provides additional storage. The dining area opens with sliders to a spacious Trex deck that’s partially covered and even includes a shelter for outdoor cats—also a great spot for garden tools! Beyond the dining room an impressive living room showcases gorgeous hardwood floors, a wood-burning stove, and huge bay window with picturesque views overlooking the pond, gardens, and woods. The primary suite includes a private bath while additional bedrooms and baths sit on the opposite side for privacy. Outside, enjoy a tire swing, target shooting, and fenced area plus an extensive invisible fence with equipment/collars staying. New roofs in '23 and property is tied into NATURAL GAS! See update list for more info and call your favorite agent to see this amazing property!
Source: MLSNOW #5172926
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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