8310 Cavalry Dr Hudson, FL 34667
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About this home
Discover move-in-ready convenience in this charming 2-bedroom, 1-bathroom home located on a quiet street in the friendly Beacon Woods neighborhood. Perfect for first-time buyers, downsizers, or as a cozy Florida retreat, this single-family home offers comfortable living and a host of community amenities. Enjoy 1,340 square feet of comfortable, well-lit living space with large windows in the family room. A bonus room just off the kitchen offers versatility as a sitting room, home office, or a spacious dining area. The kitchen comes equipped with stainless steel appliances, a stylish tile backsplash, and ample cabinet space. Both generously sized bedrooms offer plenty of space. One features sliding glass doors that open to the screened-in back porch, providing a peaceful and private sanctuary. Relax and entertain on the private, screened-in back porch, accessible from both the bonus room and one of the bedrooms. Convenient location: Positioned close to US-19 and Little Road, this home provides easy access to shopping, dining, entertainment, and the beautiful Gulf beaches. Beacon Woods community amenities: As a resident of Beacon Woods, you'll have access to fantastic community features: An 18-hole championship golf course A community clubhouse A refreshing swimming pool Tennis courts A family-friendly park Don't miss the chance to own a piece of the Florida lifestyle in this sought-after, welcoming community.
Source: STELLAR #W7879306
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.